NORTH CENTRAL TEXAS COLLEGE

COURSE SYLLABUS

COURSE AND INSTRUCTOR INFORMATION

Course title: Financial Literacy

Course prefix, number, and section number: BUSG 1304 0310

Semester/Year of course: Spring 2025

Semester start and end dates: Jan 21, 2025 – May 17, 2025

Modality: Asynchronous Online

Class meeting location, days, and times: Online

Lab meeting location, days, and times: None

Semester credit hours: 3

Course description: A study of the financial principles when managing financial affairs.  Includes topics such as budgeting, retirement, property ownership, savings and investment planning.   

Course prerequisites: None

Required course materials: Included with Tuition

Required Text: Focus on Personal Finance, 7th Edition  

Author: Kapoor, Diabay, Hughes & Hart  

Publisher: McGraw Hill  

eBook w/CONNECT  

Name of instructor: Raj Manjrekar

Office location: N/A

Telephone number:  N/A

E-mail address: rmanjrekar@nctc.edu

Office hours for students: Tuesday, Thursday, Friday 11:00-Noon by Appointment

SYLLABUS CHANGE DISCLAIMER

The faculty member reserves the right to make changes to this published syllabus if it is in the best interest of the educational development of this class. Any such changes will be announced as soon as possible in person and/or writing.

SUMMARY OF COURSE ASSIGNMENTS

List of graded assignments:

14  CONNECT Chapter Quiz                40%

14  Discussion Forums                        10% 

14  Application-based Activities         20%

1    Final Exam                                     10%

1    Stock Market Game                      20%

Final grade scale:  

A = 90-100%
B = 80 – 89%

C = 70 – 79% 
D = 60 – 69%
F = 0-59%

Late work policy:
There may be extra credit available, but it is up to the discretion of the instructor.  The instructor may offer it to all students – please do not ask the instructor for additional assignments. Your grade will be based on the graded elements listed above. There are no makeup assignments unless proof of illness is provided to the instructor in a timely manner. If you miss an assignment for a documented and approved medical reason or family emergency, you will be allowed 1 week to complete it. 

SEE CANVAS FOR THE COMPLETE COURSE CALENDAR, OUTLINE, DETAILED DESCRIPTION OF 
GRADED WORK, AND OTHER RELATED MATERIAL.

COURSE POLICIES

Academic Integrity Policy:

Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, 

falsification, intellectual property dishonesty, academic dishonesty facilitation and 

collusion. Use of AI generators. Consequences for academic dishonesty may include:

• The student will receive a failing grade of "O" on the assignment. If the assignment is within a group in which the lowest assignment is dropped, the assignment will not be able to count as a dropped score. It will count as part of the grade.
• A "Scholastic Dishonesty Report Form" will be submitted regarding the incident.  
• Student may be dropped from the course with a failing grade (letter grade of “F”)

Attendance Policy:

Regular and punctual attendance is expected of all students in all classes for which they have registered.  All absences are considered to be unauthorized unless for a documented and approved illness or family emergency. If a student is absent more than 25% classes they may be dropped.  Class is hybrid (in-person and online), but attendance will be taken based on attending classroom session and completion of assignments.   

Withdrawal Policy:

A student may withdraw from a course on or after the official date of record. It is the student’s responsibility to initiate and complete a Withdrawal Request Form.

Last day to withdraw from the course with a “W” is April 7, 2025

Student Learning Outcomes:

At the successful completion of this course you will be able to:

• Identify the concepts associated with the time value of money  
• Identify the differences among various savings and investment programs and classes of securities 
• Identify the options for insurance  
• Describe retirement and estate planning techniques  
• Explain owning versus renting real property  
• Describe consumer protection legislation  

COLLEGE POLICIES

STUDENT HANDBOOK

Students are expected to follow all rules and regulations found in the Student Handbook.

ADA STATEMENT

NCTC will adhere to all applicable federal, state and local laws, regulations and guidelines with respect to providing reasonable accommodations to afford equal educational opportunity. It is the student’s responsibility to contact the Office for Students with Disabilities to arrange appropriate accommodations.  See the OSD Syllabus Addendum. 

STUDENT SERVICES

NCTC provides a multitude of services and resources to support students.  See the Student Services Syllabus Addendum for a listing of those departments and links to their sites.

QUESTIONS, CONCERNS, or COMPLAINTS