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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG 1304
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Section Number:
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481
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Semester/Year:
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FA2/2019
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings and investment planning.
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Course Prerequisite(s): None
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Required Course Materials:
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Required Text: Personal Finance – Building Your Future, 2nd Edition & CONNECT Access
Author: Robert B Walker & Kristy P. Walker
ISBN-13: 978-0-07-786172-8
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Teresa Laman
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Campus/Office Location:
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Corinth Campus, Room 313
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Telephone Number:
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940-498-6263
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E-mail Address:
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tlaman@nctc.edu, *Note – I will not respond to personal email addesses. Please use your NCTC email and/or Canvas to communicate
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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6 – 7 am Online
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6 – 7 am Online
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6 – 7 am Online
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6 – 7 am Online
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10 am – 12 pm
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10 am – 12 pm
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5 – 6 pm Online
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5 – 6 pm Online
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5 – 6 pm Online
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5 – 6 pm Online
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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Identify the concepts associated with the time value of money
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Identify the differences among various savings and investment programs and classes of securities
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Identify the options for insurance
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Describe retirement and estate planning techniques
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Explain owning versus renting real property
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Describe consumer protection legislation
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Point Values
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16
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Homework
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15%
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6
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Quizzes
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10%
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8
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Worksheet/Problems/Case Study
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10%
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4
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Exams (10% Each)
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40%
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1
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Book Review Project
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10%
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Total points
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100%
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A
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90% - 100%
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D
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60% - 69%
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B
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80% - 89%
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F
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0 – 59%
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C
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70% - 79%
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COURSE SUBJECT OUTLINE (Major Assignments, Due Dates, and Grading Criteria)
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WK
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TOPIC
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ASSIGNMENTS
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1
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Chapter 1: Money Matters: Values, Vision, Mission & You
Chapter 2: Planning and Budgeting
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Chapter 1 & 2 Homework
Worksheets/Problems
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2
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Chapter 3: Financial Instruments & Institutions
Chapter 4: Time Value of Money
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Chapter 3 & 4 Homework
Worksheets/Problems
Quiz – LO1
Exam 1 (CH 1 – 4)
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3
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Chapter 5: Credit Bureau Reports & Identity Theft
Chapter 6: Credit Bureau Reports & Identity Theft
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Chapter 5 & 6 Homework
Worksheets/Problems
Quiz – LO6
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4
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Chapter 7: Auto and Home Loans
Chapter 8: Debt, Foreclosure & Bankruptcy
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Chapter 7 & 8 Homework
Worksheets/Problems
Quiz – LO2
Quiz – LO3
Exam 2 (Ch 5 – 8)
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5
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Chapter 9: Tax Management
Chapter 10: Insurance
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Chapter 9 & 10 Homework
Worksheets/Problems
Quiz – LO5
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6
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Chapter 11: Investment Basics
Chapter 12: Mutual Funds
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Chapter 11 & 12 Homework
Worksheets/Problems
Exam 3 (Ch 9 – 12)
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7
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Chapter 13: Stocks
Chapter 14: Bonds
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Chapter 13 & 14 Homework
Worksheets/Problems
Book Review Project Due
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8
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Chapter 15: Reals Estate Investments
Chapter 17: Financial Planning for Life
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Chapter 15 & 17 Homework
Worksheets/Problems
Quiz – LO4
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Exam 4 ( 13-15, 17)
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Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor. It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL)
Last day to withdraw from a course with a “W” is _November 25, 2019______________.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)_
Communication
Mathematics
Life and Physical Science
Language, Philosophy & Culture
Creative Arts
American History
Government/Political Science
Social and Behavioral Sciences
Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
Critical Thinking
Communication
Empirical and Quantitative
Teamwork
Personal Responsibility
Social Responsibility
Academic General Education Course (from ACGM but not in NCTC Core)
Academic NCTC Core Curriculum Course
X WECM Course
Students are expected to follow all rules and regulations found in the student handbook and published online.
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Furdge
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Office Location:
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Corinth Campus
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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Gainesville Campus
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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