NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
COURSE AND INSTRUCTOR INFORMATION
Course title: Financial Literacy
Course prefix, number, and section number: BUSG 1304 490
Semester/Year of course: Fall 2024
Semester start and end dates: August 26, 2024 – Dec 12, 2024
Modality (Face to face/Synchronous or Asynchronous online/Hybrid): Online
Class meeting location, days, and times: Tuesdays 9:30 am – 10:50 am
Lab meeting location, days, and times: None
Semester credit hours: 3
Course description: A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings and investment planning.
Course prerequisites: None
Required course materials:
Required Text: Focus on Personal Finance, 7th Edition
Author: Kapor, Diabay, Hughes & Hart
Publisher: McGraw Hill
eBook w/CONNECT
Name of instructor: Emmanuel Edim
Office location: remote
Telephone number: 817-739-1060
E-mail address: eedim@nctc.edu
Office hours for students:
Monday: 9:00 - 10AM and by appointment
Tuesday: 8:15 - 915AM; and 1-2PM and by appointment
Thursday: 7-8pm
Other times available, contact eedim@nctc.edu for availability.
SYLLABUS CHANGE DISCLAIMER
The faculty member reserves the right to make changes to this published syllabus if it is in the best interest of the educational development of this class. Any such changes will be announced as soon as possible in person and/or writing.
SUMMARY OF COURSE ASSIGNMENTS
List of graded assignments:
14 CONNECT Chapter Quiz 40%
15 Discussion Forums 10%
14 Application-based Activities 20%
1 Final Exam 10%
1 Stock Market Game 20%
Final grade scale:
A = 90-100%B = 80 – 89%
C = 70 – 79% D = 60 – 69%F = 0-59%
Late work policy:There is extra credit available – do not ask for additional. Your grade will be based on the graded elements listed above. There are no makeup assignments unless proof of illness is provided to the instructor in a timely manner. If you miss an assignment for a documented and approved medical reason or family emergency, you will be allowed 1 week to complete it.
SEE CANVAS FOR THE COMPLETE COURSE CALENDAR, OUTLINE, DETAILED DESCRIPTION OF GRADED WORK, AND OTHER RELATED MATERIAL.
COURSE POLICIES
Academic Integrity Policy:
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism,
falsification, intellectual property dishonesty, academic dishonesty facilitation and
collusion. Consequences for academic dishonesty may include:
1. The student will receive a failing grade of "O" on the assignment. If the assignment is within a group in which the lowest assignment is dropped, the assignment will not be able to count as a dropped score. It will count as part of the grade.
2. A "Scholastic Dishonesty Report Form" will be submitted regarding the incident.
3. Student may be dropped from the course with a failing grade (letter grade of “F”)
Artificial Intelligence Policy:
Absent a clear statement from a course instructor, use of or consultation with generative Artificial Intelligence (AI) or other similar technologies shall be treated analogously to assistance from another person, agency, or entity. In particular, using generative AI tools to substantially complete an assignment or exam is not permitted. Students should acknowledge the use of generative AI (other than incidental use) and default to disclosing such assistance when in doubt.
When students use generative AI to replace the rigorous demands of and personal engagement with their coursework, it runs counter to the educational mission of the college and undermines the heart of education itself. Artificial Intelligence, large language models, and technologies hold promise for deploying knowledge in service to others and accelerating the discovery of new knowledge. However, such technology poses new challenges to pedagogy and to integrity. Within the context of the teaching mission of the college, and consistent with the Student Code of Conduct, the authority to define the appropriate use, study, and deployment of these technologies rests with the faculty.
Individual course instructors, in coordination with their divisions, set policies regulating the use of generative AI tools in their courses, including allowing or disallowing some or all uses of such tools. Course instructors will set such policies in their course syllabi and clearly communicate such policies to students. Students who are unsure of policies regarding generative AI tools are encouraged to ask their instructors for clarification.
Prohibited
This course assumes that all work submitted by students will be generated by the students themselves, working individually or in groups. Students should not have another person/entity do the writing of any substantive portion of an assignment for them, which includes hiring a person or a company to write assignments and using artificial intelligence tools
Attendance Policy:
Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless for a documented and approved illness or family emergency. If a student is absent more than 7 classes they will be dropped. Class is remote, but attendance will be taken based on logging in each week and completion of assignments.
Withdrawal Policy:
A student may withdraw from a course on or after the official date of record. It is the student’s responsibility to initiate and complete a Withdrawal Request Form.
Last day to withdraw from the course with a “W” is November 4, 2022
Student Learning Outcomes:
At the successful completion of this course you will be able to:
1. Identify the concepts associated with the time value of money
2. Identify the differences among various savings and investment programs and classes of securities
3. Identify the options for insurance
4. Describe retirement and estate planning techniques
5. Explain owning versus renting real property
6. Describe consumer protection legislation
COLLEGE POLICIES
STUDENT HANDBOOK
Students are expected to follow all rules and regulations found in the Student Handbook.
ADA STATEMENT
NCTC will adhere to all applicable federal, state and local laws, regulations and guidelines with respect to providing reasonable accommodations to afford equal educational opportunity. It is the student’s responsibility to contact the Office for Students with Disabilities to arrange appropriate accommodations. See the OSD Syllabus Addendum.
STUDENT SERVICES
NCTC provides a multitude of services and resources to support students. See the Student Services Syllabus Addendum for a listing of those departments and links to their sites.
QUESTIONS, CONCERNS, or COMPLAINTS
The student should contact the instructor to deal with any questions, concerns, or complaints specific to the class. If the student and faculty are not able to resolve the issue, the student may contact the chair or coordinator of the division. If the student remains unsatisfied, the student may proceed to contact the instructional dean.
Name of Chair/Coordinator: Teresa Laman
Office location: Corinth Office Room 172
Telephone number: 940-498-6263
E-mail address: tlaman@nctc.edu
Name of Instructional Dean: Debbie Huffman
Office location: Gainesville CTC 2106
Telephone number: 940-668-3357
E-mail address: dhuffman@nctc.edu