NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
COURSE AND INSTRUCTOR INFORMATION
Course title: Personal Finance
Course prefix, number, and section number: BUSG 1304.0330
Semester/Year of course: Summer, 2023
Semester start and end dates: Jun. 5– Aug. 10, 2023
Modality (Face to face/Synchronous or Asynchronous online/Hybrid): Asynchronous Online
Class meeting location, days, and times: This is an asynchronous online class.
Lab meeting location, days, and times: There is no lab with this course.
Semester credit hours: 3
Course description:
Course prerequisites: There is no prerequisite for this course.
Required course materials: The text for this course is Focus on Personal Finance, 7th Edition. The authors are Kapoor, Diabay, Hughes, and Hart. The publisher is McGraw-Hill. Students also must ensure that they obtain the McGraw-Hill eBook w/ CONNECT. Many of the course assignments will be delivered via CONNECT>
Name of instructor: Richard W. Walker
Office location: My office is virtual.
Telephone number: 214-507-4610
E-mail address: rwalker@nctc.edu
Office hours for students: I usually am available by text, phone, email, or by appointment. Text is preferred. My schedule is very busy but flexible, so feel free to text/call or email whenever you need assistance.
SYLLABUS CHANGE DISCLAIMER
The faculty member reserves the right to make changes to this published syllabus if it is in the best interest of the educational development of this class. Any such changes will be announced as soon as possible in person and/or writing.
SUMMARY OF COURSE ASSIGNMENTS
List of graded assignments: There are 39 graded assignments as listed below:
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14
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Chapter Quizzes in CONNECT
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9
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Discussion Boards
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14
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Application-based Activities
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1
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Final Exam
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1
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Stock Market Game
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The assignments are weighted as follows:
Chapter Quizzes 40%
Application-based actys. 10%
Final Exam 10%
Stock Market Game 20%
Discussion Board 10%
100%
Final grade scale: The standard grade scale will be used in this class.
A = 90-100
B = 80-89
C = 70-79
D = 60-69
F = 0-59
Late work policy: Students may not submit late work without prior approval by the instructor. If approved, you also will need documentation. There also is no such thing as extra credit beyond what already is offered in the course.
See the course SYLLABUS and COURSE CALENDAR for a complete description of assignments and all due dates. Both are filed under the Syllabus tab in Course Navigation.
COURSE POLICIES
Academic Integrity Policy: I have zero tolerance for academic dishonesty. ZERO! For NCTC requirements, please refer to your student handbook.
Attendance Policy: Regular attendance will be taken via completion of assignments. Students are expected to complete all assignments.
Instructor’s Note: Study after study over many years confirms that the number-one predictor of student success—far more than intelligence—is attendance.
“80% of success is showing up.”—
Broadway composer, Richard Rogers.
Other notables, such as comedian and filmmaker Woody Allen and management guru Tom Peters have added that “the remaining 20% is following up.”
Withdrawal Policy A student may withdraw from a course on or after the official date of record. It is the student’s responsibility to initiate and complete a Withdrawal Request Form.
Last day to withdraw from the course with a “W” is: July 17.
Student Learning Outcomes: After successfully completing this course the student will be able to:
- Identify the concepts associated with the Time Value of Money.
- Identify the differences among various investment programs and classes of securities.
- Identify the options for insurance.
- Describe retirement and estate planning techniques.
- Explain owning vs. renting real property.
- Describe consumer protection legislation.
Core Objectives:
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)
Communication
Mathematics
Life and Physical Science
Language, Philosophy & Culture
Creative Arts
American History
Government/Political Science
Social and Behavioral Sciences
Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
Critical Thinking
Communication
Empirical and Quantitative
Teamwork
Personal Responsibility
Social Responsibility
√ Academic General Education Course (from ACGM but not in NCTC Core)
Academic NCTC Core Curriculum Course
WECM Course
Students are expected to follow all rules and regulations found in the student handbook and published online.
COLLEGE POLICIES
STUDENT HANDBOOK
Students are expected to follow all rules and regulations found in the Student Handbook.
ADA STATEMENT
NCTC will adhere to all applicable federal, state and local laws, regulations and guidelines with respect to providing reasonable accommodations to afford equal educational opportunity. It is the student’s responsibility to contact the Office for Students with Disabilities to arrange appropriate accommodations. See the OSD Syllabus Addendum.
STUDENT SERVICES
NCTC provides a multitude of services and resources to support students. See the Student Services Syllabus Addendum for a listing of those departments and links to their sites.
QUESTIONS, CONCERNS, or COMPLAINTS
The student should contact the instructor to deal with any questions, concerns, or complaints specific to the class. If the student and faculty are not able to resolve the issue, the student may contact the chair or coordinator of the division. If the student remains unsatisfied, the student may proceed to contact the instructional dean.
Name of Chair/Coordinator: Ms. Teresa Laman, Division Chair
Office location: Corinth campus, Suite 170/172
Telephone number: 940-498-6263
E-mail address: cfurdge@nctc.edu
Name of Instructional Dean: Debbie Huffman
Office location: Gainesville campus—Bldg. 2100, Office #2106
Telephone number: 940-668-3357
E-mail address: dhuffman@nctc.edu
THE OFFICE FOR STUDENTS WITH DISABILITIES
The Office for Students with Disabilities (OSD) provides accommodations for students with disabilities. OSD counselors and advisors also provide strategies for academic success; individual, career, and academic counseling services as well as referrals to campus and community services and assistance with admission and registration.
It is not necessary that a student with a disability disclose his/her disability to college officials if he/she is not requesting any accommodations. OSD is federally funded through the Carl D. Perkins Career and Technical Education Federal Grant.
NCTC is committed to making its degree and certificate programs accessible to all qualified persons in accordance with the Americans with Disabilities Act, ADA Amendments Act, and The Rehabilitation Act (1973), Section 504.
REQUEST SERVICES
New Students. Accommodations require advance preparation. Please make your request before the semester begins. Documentation is required before any accommodations can be provided. Depending on your diagnosis, this documentation should come from a medical doctor, psychologist or other licensed or properly credentialed professional.
Current Students. Contact the OSD at the beginning of each semester well in advance of registration.
Contact Us. Please reach out to us to schedule and intake or if you have questions or concerns.
Wayne Smith, OSD Manager, kwsmith@nctc.edu, (940) 498-6207
Yvonne Sandmann, OSD Advisor, ysandmann@nctc.edu, (940) 668-3300
http://nctc.site/student-services/disability-services/index.html