NORTH CENTRAL TEXAS COLLEGE

COURSE SYLLABUS

COURSE AND INSTRUCTOR INFORMATION

Course title: Financial Literacy (Personal Finance)

Course prefix, number, and section number: BUSG 1304-0310

Semester/Year of course: Spring 2023

Semester start and end dates: January 17—May13, 2023

Modality (Face to face/Synchronous or Asynchronous online/Hybrid): Asynchronous Online

Class meeting location, days, and times: Online

Lab meeting location, days, and times: None

Semester credit hours: 3

Course description: A study of the financial principles needed for managing personal financial affairs.  Includes topics such as budgeting, retirement, property ownership, savings, and investment planning.  

Course prerequisites: None

Required course materials:

Required Text: Focus on Personal Finance, 7th Edition 

Author: Kapoor, Diabay, Hughes & Hart 

Publisher: McGraw Hill 

eBook w/CONNECT 

[The student must have access to the text and to McGraw-Hill Connect throughout the semester. Not having access to either is not an excuse to miss any course assignment.]

Name of instructor: Richard W. Walker

Office location: Off-campus.

Telephone number: (214) 507-4610

E-mail address: Canvas mail preferred

Office hours for students: I will be available from noon – 1 pm on Tuesdays & Thursdays. You may contact me at all other times by text or phone at the number below. I also am available at most other times by text or phone call.

SYLLABUS CHANGE DISCLAIMER

The faculty member reserves the right to make changes to this published syllabus if it is in the best interest of the educational development of this class. Any such changes will be announced as soon as possible in person and/or writing.

SUMMARY OF COURSE ASSIGNMENTS

List of graded assignments:

14  CONNECT Chapter Quizzes           35%

14  Discussion Boards                         10%

14  Application-based Activities         15%

1    Final Exam                                     10%--completion of the final exam is mandatory

1    Stock Market Semester Project    10%

14  SmartBook Assignments                15%

3 Course Elements Quizzes                    5%

Final grade scale: 

A = 90-100%
B = 80 – 89%

C = 70 – 79%
D = 60 – 69%
F = 0-59%

Late work policy:
There are no makeup assignments unless proof of illness or other cause for absence is provided to the instructor as soon as reasonably possible. The burden is on the student to provide the documentation in a timely manner.

SEE CANVAS FOR THE COMPLETE COURSE CALENDAR, OUTLINE, DETAILED DESCRIPTION OF
GRADED WORK, AND OTHER RELATED MATERIAL.

COURSE POLICIES

Academic Integrity Policy:

1. Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, acadc
2. falsification, intellectual property dishonesty, academic dishonesty facilitation and
3. collusion.  Consequences for academic dishonesty may include:
4. The student will receive a failing grade of "O" on the assignment. If the assignment is within a group in which the lowest assignment is dropped, the assignment will not be able to count as a dropped score. It will count as part of the grade.
5. A "Scholastic Dishonesty Report Form" will be submitted regarding the incident
6. Student may be dropped from the course with a failing grade (letter grade of “F”)

Attendance Policy: This is an asynchronous online course. Attendance is not taken. Students are expected to complete all assignments on or before they are due.

Withdrawal Policy:

A student may withdraw from a course on or after the official date of record. It is the student’s responsibility to initiate and complete a Withdrawal Request Form.

Last day to withdraw from the course with a “W” is April 3 2023.

Student Learning Outcomes:

At the successful completion of this course you will be able to:

1. Identify the concepts associated with the time value of money 
2. Identify the differences among various savings and investment programs and classes of securities 
3. Identify the options for insurance 
4. Describe retirement and estate planning techniques 
5. Explain owning versus renting real property 
6. Describe consumer protection legislation 

COLLEGE POLICIES

STUDENT HANDBOOK

Students are expected to follow all rules and regulations found in the Student Handbook.

ADA STATEMENT

NCTC will adhere to all applicable federal, state and local laws, regulations and guidelines with respect to providing reasonable accommodations to afford equal educational opportunity. It is the student’s responsibility to contact the Office for Students with Disabilities to arrange appropriate accommodations.  See the OSD Syllabus Addendum.

STUDENT SERVICES

NCTC provides a multitude of services and resources to support students.  See the Student Services Syllabus Addendum for a listing of those departments and links to their sites.

QUESTIONS, CONCERNS, or COMPLAINTS