BUSG 1304 480 Financial Literacy Syllabus

NORTH CENTRAL TEXAS COLLEGE COURSE SYLLABUS

  

Course  

Title:   

Personal Finance  

Course Prefix & Number:   

BUSG 

1304 

Section Number:    

480 

Semester/Year: 

 FA/21 

Semester Credit Hours:   

Lecture Hours:   

48 

Lab Hours:   

Course Description (NCTC Catalog):   

A study of the financial principles when managing financial affairs.  Includes topics such as budgeting, retirement, property ownership, savings and investment planning.  

Course Prerequisite(s): None  

Required Course Materials:                                                                                                                     

 

Finance Textbook REQUIRED

Required Text: Personal Finance, 13th Edition 

Author: Kapor, Diabay, Hughes & Hart 

Publisher: McGraw Hill 

ISBN: 978-1-264-36226-4 eBook w/CONNECT ISBN: 978-1-264-36840-2 eBook w/ CONNECT & Loose-leaf Bundle 

 

                                           

             

 

INSTRUCTOR INFORMATION 

Name of Instructor:  

Teresa Laman 

Campus/Office Location:  

Corinth Campus, Room 313 

Telephone Number:  

940-498-6263 Office; 940-600-1560 Google Voice

E-mail Address:  

tlaman@nctc.edu 

  

OFFICE HOURS 

Monday  

Tuesday  

Wednesday  

Thursday  

Friday  

12 (noon) - 2 pm

12 (noon) - 2 pm

12 (noon) - 2 pm

12 (noon) - 2 pm

 

5 - 6 pm Online

5 - 6 pm Online

5 - 6 pm Online

5 - 6 pm Online

 

By Appt.

By Appt.

By Appt.

By Appt.

By Appt.

 

 

STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce

Education Course Manual/NCTC Catalog  

At the successful completion of this course the student will be able to:  

LO1 

Identify the concepts associated with the time value of money 

LO2 

Identify the differences among various savings and investment programs and classes of securities 

LO3 

Identify the options for insurance 

LO4 

Describe retirement and estate planning techniques 

LO5 

Explain owning versus renting real property 

LO6 

Describe consumer protection legislation 

 

GRADING CRITERIA 

# of Graded  

Course Elements  

Graded Course Elements  

Percentage or Point Values  

19 

CONNECT Chapter Quiz

30% 

19

SmartBook Assignments

10%

14

Application-based Activities 

20%

15

Attendance & Class Discussions/Participation

10%

1

Final Exam

10% 

2

Stock Market Game Papers

20% 

 

Total points 

100% 

 

A  

90% - 100% 

 

D  

60% - 69% 

B  

80% - 89% 

 

F  

0 – 59% 

C  

70% - 79% 

 

  

 

 

COURSE SUBJECT OUTLINE (Major Assignments, Due Dates, and Grading Criteria) 

  

WK  

TOPIC  

ASSIGNMENTS  

1  

Introduction

Chapter 1: Personal Finance Basics

  

2

Chapter 1 Appendix: Time Value of Money

 

3  

Chapter 13: Investing Fundamentals

Join Simulation

4

Chapter 14: Investing in Stocks

 

5  

Chapter 15: Investing in Bonds

Investment

Philosophy Paper

6

Chapter 16: Investing in Mutual Funds

 

7

Chapter 17: Investing in Real Estate

Chapter 9: Housing Decisions

 

8

Chapter 2: Financial Aspects of Career Planning

Chapter 3: Budgeting Basics

 

9  

Chapter 4: Planning Your Tax Strategy

 

10

Chapter 5: Savings & Payment Accounts

 

11

Chapter 10: Property and Motor Vehicle Insurance 

Chapter 11: Health Disability and Long-Term Care  

Insurance  

 

12

Chapter 12: Life Insurance

 

13

Chapter 6: Introduction to Consumer Credit  

Chapter 7: Source of Credit & Credit Alternatives

 

14

Chapter 8: Consumer Legal Protection

Final Virtual Stock Paper Due

15  

Chapter 18: Retirement Planning 

Chapter 19: Estate Planning

 

16

Final Exam

 

  

 

Syllabi Statements - COVID-19 Specific

 Conversion of Onsite Classes to Online/Remote Format: North Central Texas College students should be aware that in the event of a college closure due to COVID-19, onsite classes will be converted to an online/remote format. Students should plan ahead to ensure they have access to the computer equipment (either PC, MAC, or tablet), webcam, and internet connectivity to continue their classes in an online/remote format. Please read all your official North Central Texas College student emails as the transition from onsite to online/remote might require a reorganization in your personal situation. Students will be granted a 72-hour transition and grace period. Online classes will continue as scheduled without disruption. Wear a mask, stay safe, and contact your Instructor as the situation arises. These policies and procedures were updated on July 30, 2020 and are subject to change as conditions change.

 

Face Coverings: Per the North Central Texas College guidance on face coverings on campus, in the instructional setting, faculty and students may wear face coverings, such as masks or face shields but they are optional.

 

Temporary COVID-19 Attendance Policy for Face-to-Face Meetings: We are facing an unprecedented situation in which all of us must be flexible and make prudent decisions in the best interest of our families, our campus, and our community. In light of this, North Central Texas College is temporarily establishing the requirement that faculty keep records of student attendance for face-to-face course meetings as well as a documented seating chart. In addition, students who are sick or need to quarantine should not attend classes. Students will not be required to provide formal documentation from a health care provider and will not be penalized for COVID-19 related absences when proper notification to campus health officials is made in accordance with the guidelines stated below. 

 

Faculty will: 

  • Notify students about important course information and delivery changes through Canvas and campus email.

 

Students should: 

  • Provide notification to campus officials (via NCTC Daily Health Check protocol through Canvas) if they have tested positive for COVID-19 or have to quarantine so we can confirm reported absence with instructors, monitor, and assist the campus community.
  • Notify instructors in advance of the absence. 
  • Connect with that class through Webex if the class session is being transmitted in a hybrid fashion.
  • Keep up with and/or make up missed classwork or assignments.
  • Submit assignments digitally through Canvas or other means as announced by your instructor.
  • Work with their instructors to reschedule exams, labs, and other critical academic activities described in the course syllabus.
  • Check Canvas and campus email daily to receive important announcements pertaining to the course.

During the summer 2021 semester, faculty with face-to-face meetings will establish assigned seating/work stations to facilitate roll-taking, and, if necessary, contact tracing. Additionally, we ask all members of the College community to be attentive to their health, and safeguard others, by following the CDC’s guideline to “stay home when you are sick.” You should stay home if you have symptoms. More information on what to do if you are sick is available at the CDC’s website.  Additional NCTC information is available at http://www.nctc.edu/coronavirus/index.html

 

ATTENDANCE POLICY 

 

Regular and punctual attendance is expected of all students in all classes for which they have registered.  All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor.  It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member.  Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence.  Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work.  Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor.  A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam.  Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives.    Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL) 

ATTENDANCE ONLINE Sections:  

Attendance will be taken via Discussion Forum participation for each class session. 

Students must attend more than 75% of all class sessions to successfully complete this course. There are 29 class sessions in the Semester. The final grade will be reduced by 5% for 8 or more absences. 

Grade Appeals and Incomplete Grades: Students can read more about the college's grade appeal processes and procedures for assigning incomplete grades by visiting the Academic Catalog: https://www.nctc.edu/catalog/academic-policies/grades-reports/student-gradeappeal.html

(Links to an external site.) and https://www.nctc.edu/catalog/academicpolicies/gradesreports/incomplete-grades.html (Links to an external site.).  

   

Withdrawing from a Course: Students can learn more about the withdraw policy and procedure by http://www.nctc.edu/current-students/drop-withdraw-class.html (Links to an external site.).  

Last day to withdraw from a course with a “W” is November 1st, 2021.  

 

DISABILITY SERVICES (Office for Students with Disabilities)  

 

The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).  

Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc.  Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.  

If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321.  Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville□. 

  

CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)_

              

  • Communication 
  • Mathematics                                                                  □  Government/Political Science
  • Life and Physical Science                                              □  Social and Behavioral Sciences 
  • Language, Philosophy & Culture                                 □  Component Area Option 
  • Creative Arts                                                                
  • American History 

  

REQUIRED CORE OBJECTIVES (For classes in the Core)  

             □  Critical Thinking                                  □ Teamwork 

             □  Communication                                    □  Personal Responsibility  

             □  Empirical and Quantitative                  □  Social Responsibility

 

 COURSE TYPE  

Academic General Education Course (from ACGM but not in NCTC Core)         

Academic NCTC Core Curriculum Course   

WECM Course 

 

STUDENT HANDBOOK  

 

Students are expected to follow all rules and regulations found in the student handbook and published online. 

 

ACADEMIC DISHONESTY  

 

Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion.  Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty.  See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.   

 

CAPSTONE COURSES:  

The capstone for the Business Management Certificate is BUSG 2300 – Business Leadership Application. It should be taken after all business management courses have been taken or by instructor approval.  

   

The capstone requirement for the Business Management AAS Degree is BUSG 2380 –  

Cooperative Education General Business. It should be taken the last semester before graduation. This course may not be substituted.  

 

  

QUESTIONS, CONCERNS, or COMPLAINTS:  

Name of Chair/Coordinator:  

Dr. Cherly Furdge 

Office Location: 

Corinth Campus 

Telephone Number: 

940-498-6238 

E-mail Address: 

cfurdge@nctc.edu 

Name of Instructional Dean:  

Debbie Huffman 

Office Location: 

Gainesville Campus 

Telephone Number: 

940-668-3357 

E-mail Address: 

dhuffman@nctc.edu 

 

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