BUSG 1304 Syllabus

NORTH CENTRAL TEXAS COLLEGE COURSE SYLLABUS

  

Course

Title: 

Personal Finance

Course Prefix & Number: 

BUSG

1304

Section Number:  

330

Semester/Year: 

SU3/21

Semester Credit Hours: 

3

Lecture Hours: 

48

Lab Hours: 

0

Course Description (NCTC Catalog): 

A study of the financial principles when managing financial affairs.  Includes topics such as budgeting, retirement, property ownership, savings and investment planning. 

Course Prerequisite(s): None

 

Required Course Materials:

 

 

Required Text: Personal Finance, 13th Edition

Author: Kapor, Diabay, Hughes & Hart

Publisher: McGraw Hill

ISBN: 978-1-264-36226-4 eBook w/CONNECT

ISBN: 978-1-264-36840-2 eBook w/ CONNECT & Loose-leaf Bundle

 

 

 

                   

 

INSTRUCTOR INFORMATION

Name of Instructor:

Teresa Laman

Campus/Office Location:

Corinth Campus, Room 313

Telephone Number:

940-498-6263; 940-600-1560 Google Voice Preferred

E-mail Address:

tlaman@nctc.edu

 

OFFICE HOURS

Monday

Tuesday

Wednesday

Thursday

Friday

 

5-6 pm

5-6 pm

5-6 pm

 

By Appt.

By Appt.

By Appt.

By Appt.

By Appt.

 

 

STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog

At the successful completion of this course the student will be able to:

LO1

Identify the concepts associated with the time value of money

LO2

Identify the differences among various savings and investment programs and classes of securities

LO3

Identify the options for insurance

LO4

Describe retirement and estate planning techniques

LO5

Explain owning versus renting real property

LO6

Describe consumer protection legislation

 

GRADING CRITERIA

# of Graded

Course Elements

Graded Course Elements

Percentage or Point Values

19

CONNECT Chapter Auiz

20%

19

SmartBook Assignments

15%

8

Discussion Forums

15%

11

Application-based Activities

20%

1

Final Exam

10%

1

Stock Market Game

20%

 

Total points

100%

 

A

90% - 100%

 

D

60% - 69%

B

80% - 89%

 

F

0 – 59%

C

70% - 79%

 

 

 

 

COURSE SUBJECT OUTLINE (Major Assignments, Due Dates, and Grading Criteria)

 

WK

TOPIC

ASSIGNMENTS

1

Chapter 1: Personal Finance Basics

 Chapter 1 Appendix: Time Value of Money

 

2

Chapter 13: Investing Fundamentals

Chapter 14: Investing in Stocks

Join Simulation

3

Chapter 15: Investing in Bonds

Chapter 16: Investing in Mutual Funds

Investment Philosophy Paper

4

Chapter 17: Investing in Real Estate

Chapter 9: The Housing Decision

 

5

Chapter 2: Financial Aspects of Career Planning

Chapter 3: Money Management – Financial Statements & Budgeting Basics

 

6

Chapter 4: Planning Your Tax Strategy

Chapter 5: Financial Services: Savings & Payment Accounts

 

7

Chapter 10: Property and Motor Vehicle Insurance

Chapter 11: Health Disability and Long-Term Care

Insurance

Chapter 12: Life Insurance

 

8

Chapter 6: Introduction to Consumer Credit

Chapter 7: Source of Credit & Credit Alternatives

Chapter 8: Purchasing Strategies & Legal Protection

 

9

Chapter 18: Retirement Planning

Chapter 19: Estate Planning

Stock Market Portfolio Debrief PPER

Final Virtual Stock Paper Due

10

Final Exam

 

 

 

COVID-19 Specific Syllabi Statements Summer 2021

 

Syllabi statement regarding potential Conversion of Onsite Classes to Online/Remote Format: North Central Texas College students should be aware that in the event of a college closure due to COVID-19 or other health related crisis, onsite classes will be converted to an online/remote format. Students should plan ahead to ensure they have access to the computer equipment (either PC, MAC, or tablet), webcam, and internet connectivity to continue their classes in an online/remote format. Please read all your official North Central Texas College student emails as the transition from onsite to online/remote might require a reorganization in your personal situation. Students will be granted a 72-hour transition and grace period. Online classes will continue as scheduled without disruption. Wear a mask, stay safe, and contact your Instructor as the situation arises. These policies and procedures were updated on June 2, 2021 and are subject to change as conditions change.

 

Syllabi Statement Regarding Face Coverings: Per the North Central Texas College guidance on face coverings on campus, in the instructional setting, faculty and students are not required to wear face coverings, such as masks or face shields. In May, Texas Governor Gregg Abbott released an Executive Order prohibiting Government entities from mandating the use of masks. As a political subdivision of the State of Texas, NCTC will follow the Governor’s Executive Order for Government entities and effective immediately NCTC is no longer mandating the use of masks while on campus. This order does not mean that you cannot choose to wear a mask, rather it is no longer allowed to be mandated. These policies and procedures were updated on May 19, 2021 and are subject to change.

 

Return to Standard Attendance Protocol for Face-to-Face Meetings: We recently faced an unprecedented situation in which all of us had to be flexible and make prudent decisions in the best interest of our families, our campus, and our community. In light of this, North Central Texas College is temporarily establishing the requirement that faculty keep records of student attendance for face-to-face course meetings as well as a documented seating chart. In addition, students who are sick or need to quarantine should not attend classes. Students will not be required to provide formal documentation from a health care provider and will not be penalized for COVID-19 related absences when proper notification to campus health officials is made in accordance with the guidelines stated below.

 

Faculty will:

 

  • Notify students about important course information and delivery changes through Canvas and campus email.

 

Students should:

  • Provide notification to campus officials if they have tested positive for COVID-19 or have to quarantine so we can confirm reported absence with instructors, monitor, and assist the campus community.
  • Notify instructors in advance of the absence.
  • Connect with that class through Webex if the class session is being transmitted in a hybrid fashion.
  • Keep up with and/or make up missed classwork or assignments.
  • Submit assignments digitally through Canvas or other means as announced by your instructor.
  • Work with their instructors to reschedule exams, labs, and other critical academic activities described in the course syllabus.
  • Check Canvas and campus email daily to receive important announcements pertaining to the course.

During the summer 2021 semester, faculty with face-to-face meetings will establish assigned seating/work stations to facilitate roll-taking, and, if necessary, contact tracing. Additionally, we ask all members of the College community to be attentive to their health, and safeguard others, by following the CDC’s guideline to “stay home when you are sick.” You should stay home if you have symptoms. More information on what to do if you are sick is available at the CDC’s website.

Additional NCTC information is available at http://www.nctc.edu/coronavirus/index.html

 

 

ATTENDANCE POLICY

 

Regular and punctual attendance is expected of all students in all classes for which they have registered.  All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor.  It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member.  Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence.  Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work.  Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor.  A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam.  Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives.    Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL)

ATTENDANCE ONLINE Sections:

Attendance will be taken via Discussion Forum participation for each class session.

Students must attend more than 75% of all class sessions to successfully complete this course. There are 16 class sessions in the Semester. The final grade will be reduced by 5% for four (4) or more absences.

Grade Appeals and Incomplete Grades: Students can read more about the college's grade appeal processes and procedures for assigning incomplete grades by visiting the Academic Catalog: https://www.nctc.edu/catalog/academic-policies/grades-reports/student-gradeappeal.html (Links to an external site.) and https://www.nctc.edu/catalog/academicpolicies/grades-reports/incomplete-grades.html (Links to an external site.).

 

Withdrawing from a Course: Students can learn more about the withdraw policy and procedure by http://www.nctc.edu/current-students/drop-withdraw-class.html (Links to an external site.).

 

Last day to withdraw from a course with a “W” is July 17th, 2021. 

 

DISABILITY SERVICES (Office for Students with Disabilities)

 

The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents). 

Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc.  Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify. 

If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321.  Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.

 

CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)_

             

Communication

Mathematics                        Government/Political Science

Life and Physical Science Social and Behavioral Sciences

Language, Philosophy & Culture Component Area Option

Creative Arts    

American History

 

REQUIRED CORE OBJECTIVES (For classes in the Core)

               Critical Thinking                                                        Teamwork

               Communication                                                          Personal Responsibility 

               Empirical and Quantitative                                         Social Responsibility

 

 COURSE TYPE

        Academic General Education Course (from ACGM but not in NCTC Core)         Academic NCTC Core Curriculum Course 

X           WECM Course

 

STUDENT HANDBOOK

 

Students are expected to follow all rules and regulations found in the student handbook and published online.

 

ACADEMIC DISHONESTY

 

Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion.  Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty.  See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.  

 

CAPSTONE COURSES:

The capstone for the Business Management Certificate is BUSG 2300 – Business Leadership Application. It should be taken after all business management courses have been taken or by instructor approval.

 

The capstone requirement for the Business Management AAS Degree is BUSG 2380 –

Cooperative Education General Business. It should be taken the last semester before graduation. This course may not be substituted.

 

 

QUESTIONS, CONCERNS, or COMPLAINTS:

Name of Chair/Coordinator: 

Dr. Cherly Furdge

Office Location:

Corinth Campus

Telephone Number:

940-498-6238

E-mail Address:

cfurdge@nctc.edu

Name of Instructional Dean: 

Debbie Huffman

Office Location:

Gainesville Campus

Telephone Number:

940-668-3357

E-mail Address:

dhuffman@nctc.edu

 

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