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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG 1304
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Section Number:
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850
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Semester/Year:
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Spring 21
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial problems encountered by financial advisers when managing family financial affairs. Includes methods to advise clients on topics such as estate planning, retirement, home ownership, savings, and investment planning. 48 lecture hours.
At the conclusion of the course a student will be able to: Identify the concepts associated with the time value of money; identify the differences among various savings and investment programs and classes of securities; identify the options for insurance; describe retirement and estate planning techniques; explain owning versus renting real property; and describe consumer protection legislation.
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Course Prerequisite(s): NA
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Course Materials:
Personal Finance Building Your Future
Second Edition
Robert B. Walker and Kristy P. Walker
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Hollie Henry
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Campus/Office Location:
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NA
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E-mail Address:
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hhenry@nctc.edu
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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3:00 – 3:30 pm
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3:00 – 3:30 pm
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3:00 – 3:30 pm
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3:00 – 3:30 pm
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By email – hhenry@nctc.edu
By phone – 469-406-0466
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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1
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Identify the concepts associated with the time value of money
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2
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Identify the differences among various savings and investment programs and classes of securities
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3
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Identify the options for insurance
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4
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Describe retirement and estate planning techniques
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5
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Explain owning versus renting real property
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6
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Describe consumer protection legislation.
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ATTENDANCE POLICY
Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor. It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL).
Students are expected to attend class 100% of the time and to be on time for class. The ability to communicate is an important business skill. Students who are absent from class miss the opportunity to practice this skill. This includes both listening and speaking.
Your instructor will take attendance daily. If a student arrives after attendance is recorded, it is the student’s responsibility to make sure that the instructor records their attendance. If a student misses more than half an hour of any class period, this will be counted as an absence for attendance bonus purposes. For online classes, frequent participation is required. Your discussion posts and comments will count for your attendance so be sure to check into class at least three times per week. Missed daily in class assignments cannot be made up. Absences may adversely affect your financial aid. If you are absent for 10% or more of the scheduled classes, you may not receive credit for the course.
Last day to withdraw from a course with a “W” is April 5th, 2021.
OTHER PERTINENT INFORMATION
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The text book and all course work is available via the Internet through NCTC’s Canvas Learning Management System. If you have a laptop, you may bring to class to refer to the in-class questions.
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During the semester, please send all coursework related e-mails via Canvas. Any e-mails sent to the NCTC email address may result in a delay in answering your e-mail.
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Course materials will be posted on Canvas. It is the student’s responsibility to check the Course web-site and print out any required materials before class.
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Students are required to learn the material by reading the chapter, viewing the lectures in person or pre-recorded, and completing the assignments.
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The course schedule is available on Canvas/Syllabus. Please scroll all the way to the bottom of the syllabus and wait for the page to refresh.
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Students are responsible for keeping track of their own grades. Grades for each assignment and exam will be posted in Canvas. If you believe the grade posted is in error, please contact your instructor.
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It is the student’s responsibility to drop the class. The instructor will not drop the class for you. You are required to fill out the required paperwork necessary to drop the class before the last drop date, April 5th, 2021.
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Emails will be answered within 24 hours Monday through noon on Friday unless it is a holiday. After noon on Friday through Sunday, they may be answered after 3:30pm on Monday.
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The capstone for the Business Management Certificate is the POFT 1220 – Job Search Skills. The capstone requirement for the Business Management AAS Degree is BUSG 2380 – Cooperative Education General Business. It should be taken the last semester before graduation. This course may not be substituted.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provide resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)________
□ Communication
□ Mathematics
□ Life and Physical Science
□ Language, Philosophy & Culture
□ Creative Arts
□ American History
□ Government/Political Science
□ Social and Behavioral Sciences
⌧ Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
⌧ Critical Thinking
□ Communication
□ Empirical and Quantitative
□ Teamwork
□ Personal Responsibility
□ Social Responsibility
COURSE TYPE
□ Academic General Education Course (from ACGM but not in NCTC Core)
□ Academic NCTC Core Curriculum Course
⌧ WECM Course
STUDENT HANDBOOK
Students are expected to follow all rules and regulations found in the student handbook and published online.
ACADEMIC DISHONESTY
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
Consequences for academic dishonesty may include:
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A zero on the assignment
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Removal from class
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Gary-Furdge
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Office Location:
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1500 N. Corinth Street, Corinth, TX. 76208
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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1525 W. California Street, Gainesville, TX. 76240
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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