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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG 1304
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Section Number:
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330
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Semester/Year:
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Fall 2019
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Semester Credit Hours:
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3
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Lecture Hours:
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Online
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings and investment planning.
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Course Prerequisite(s): None
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Required or Recommended Course Materials:
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Required Text: Personal Finance – Building Your Future, 2nd Edition
Author: Robert B Walker & Kristy P. Walker
ISBN-13: 978-0-07-786172-8
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Richard Merrill
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Campus/Office Location:
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Corinth Campus, Room 313
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Telephone Number:
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940.498.6402
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E-mail Address:
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rmerrill@nctc.edu
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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1:30 – 3:00
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11:00 – 2:00
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1:30 – 3:00
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11:00 – 2:00
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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Identify the concepts associated with the time value of money
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Identify the differences among various savings and investment programs and classes of securities
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Identify the options for insurance
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Describe retirement and estate planning techniques
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Explain owning versus renting real property
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Describe consumer protection legislation
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Point Values
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16
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Discussion forums
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80 points
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16
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Learn Smart Study Modules
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80 points
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16
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Homework Problems/Worksheets
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160 points
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6
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Learning Outcome Assessments
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70 points
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3
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Unit Exams
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300 points
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1
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Final Exam,
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100 points
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Total points
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790 points
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A
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90% - 100% (900 – 1000 points)
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D
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60% - 69% (600 – 699 points)
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B
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80% - 89% (800 – 899 points)
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F
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0 – 59% (0 – 599 points)
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C
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70% - 79% (700 – 799 points)
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As an online course there is no “Attendance” in the traditional sense of an offline course. Attendance is therefore not part of a student’s grade directly. However, “attendance” is necessary to satisfy financial aid requirements and for other purposes. Therefore, student attendance will be measured by participation in weekly discussion forums and submission of weekly assignments. Those students not participating on a regular basis will be deemed to not be “attending.”
Last day to withdraw from a course with a “W” is _November 1st, 2019______________.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)_
Communication
Mathematics
Life and Physical Science
Language, Philosophy & Culture
Creative Arts
American History
Government/Political Science
Social and Behavioral Sciences
Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
Critical Thinking
Communication
Empirical and Quantitative
Teamwork
Personal Responsibility
Social Responsibility
Academic General Education Course (from ACGM but not in NCTC Core)
Academic NCTC Core Curriculum Course
X WECM Course
Students are expected to follow all rules and regulations found in the student handbook and published online.
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Furdge
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Office Location:
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Corinth Campus
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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Gainesville Campus
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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Course Schedule
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Unit
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Start Date
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Chapter
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Activity/Assignment
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Due Date
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1
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8/26/2019
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1
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Discussion Forum
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8/31/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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1
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9/1/2019
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2
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Discussion Forum
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9/6/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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1
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9/7/2019
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3
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Discussion Forum
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9/12/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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1
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9/13/2019
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4
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Discussion Forum
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9/18/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 1
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1
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9/20/2019
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N/A
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UNIT 1 EXAM CHAPTERS 1,2,3,4
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9/20/2019
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2
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9/21/2019
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5
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Discussion Forum
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9/26/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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2
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9/27/2019
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6
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Discussion Forum
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10/3/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 6
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2
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10/4/2019
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7
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Discussion Forum
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10/9/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 5
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2
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10/10/2019
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9
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Discussion Forum
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10/15/2019
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Homework Problems/Worksheets
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Homework Problems in Connect
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2
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10/16/2019
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10
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Discussion Forum
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10/21/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 3
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2
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10/23/2019
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N/A
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UNIT 2 EXAM CHAPTERS 5,6,7,9,10
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10/23/2019
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3
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10/24/2019
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11
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Discussion Forum
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10/29/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 2
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3
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10/30/2019
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12
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Discussion Forum
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11/4/2019
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Homework Problems/Worksheets
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Homework Problems in Connect
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3
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11/5/2019
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13
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Discussion Forum
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11/10/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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3
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11/11/2019
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14
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Discussion Forum
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11/16/2019
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Homework Problems/Worksheets
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Homework Problems in Connect
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3
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11/17/2019
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15
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Discussion Forum
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11/24/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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Learning Outcome Assessment # 4
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3
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11/25/2019
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16
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Discussion Forum
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12/3/2019
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Extended due date due to Thanksgiving
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Homework Problems/Worksheets
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Homework Problems in Connect
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3
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12/2/2019
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17
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Discussion Forum
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12/7/2019
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Learn Smart Study Modules in Connect
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Homework Problems/Worksheets
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3
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12/8/2019
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N/A
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UNIT 3 EXAM CHAPTERS 11,12,13,14,15,16
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12/8/2019
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12/12/2019
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N/A
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FINAL EXAM - COMPREHENSIVE
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12/12/2019
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