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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG 1304
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Section Number:
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850
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Semester/Year:
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Spring 19
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial problems encountered by financial advisers when managing family financial affairs. Includes methods to advise clients on topics such as estate planning, retirement, home ownership, savings, and investment planning. 48 lecture hours.
At the conclusion of the course a student will be able to: Identify the concepts associated with the time value of money; identify the differences among various savings and investment programs and classes of securities; identify the options for insurance; describe retirement and estate planning techniques; explain owning versus renting real property; and describe consumer protection legislation.
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Course Prerequisite(s): NA
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Course Materials:
Personal Finance
Building Your Future
Second Edition
Robert B. Walker and Kristy P. Walker
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Hollie Henry
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Campus/Office Location:
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NA
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E-mail Address:
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hhenry@nctc.edu
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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2:00 – 3:00 pm
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2:00 – 3:00 pm
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2:00 – 3:00 pm
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By email – hhenry@nctc.edu
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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1
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Identify the concepts associated with the time value of money
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2
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Identify the differences among various savings and investment programs and classes of securities
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Identify the options for insurance
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4
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Describe retirement and estate planning techniques
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5
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Explain owning versus renting real property;
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6
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Explain owning versus renting real property; and describe consumer protection legislation.
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Points Values
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13
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Homework Assignments (10 points each, drop lowest)
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120
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13
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Quizzes (10 points each, drop lowest)
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120
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6
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Unit Exams (100 points each, drop lowest)
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500
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6
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Learning Outcomes Quizzes (10 points each)
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60
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TOTAL POINTS AVAILABLE
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800
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Letter grades for this course will be assigned in accordance with NCTC standard grading policy.
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A
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720 + points
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B
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640 + points
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C
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560 + points
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D
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480 + points
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F
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Less than 480 points
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Please log into Canvas/Syllabus to see the assignment details and the due dates.
Spring Break is March 11th – March 16th, 2019. The final exam date is Thursday May 16th.
******This is a tentative schedule and is subject to change at the instructor’s digression. ******
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Week of
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Chapter
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Subject
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Jan. 7
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1 – Money Matters: Values, Vision, Mission and You
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Chap. 1 Vocab by hand – Extra Credit – Due Wednesday
Chap. 1 Homework due Thursday
Chap. 1 Quiz Friday
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Jan. 14
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2 – Planning and Budgeting
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Chap. 2 Vocab by hand – Extra Credit – Due Monday
Chap. 2 Homework due Thursday
Chap. 2 Quiz Thursday
Chapters 1 & 2 Review Friday
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Jan. 22
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Unit 1 Exam
3 – Financial Instruments and Institutions
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Exam on Monday
Chap. 3 Vocab by hand – Extra Credit – Due Tuesday
Chap. 3 Homework due Thursday
Chap. 3 Quiz Friday
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Feb. 4
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4 – Time Value of Monday
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Chap. 4 Vocab by hand – Extra Credit – Due Monday
Chap. 4 Homework due Thursday
Chap. 4 Quiz Thursday
Chapters 3 & 4 Review Friday
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Feb. 11
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Unit 2 Exam
5 – Consumer Credit: Credit Cards and Student Loans
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Exam on Monday
Chap. 5 Vocab by hand – Extra Credit – Due Tuesday
Chap. 5 Homework due Thursday
Chap. 5 Quiz Friday
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Feb. 18
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6 – Credit Bureau Reports and Identity Theft
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Chap. 6 Vocab by hand – Extra Credit – Due Monday
Chap. 6 Homework due Thursday
Chap. 6 Quiz Thursday
Chapters 5 & 6 Review Friday
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Feb. 25
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Unit 3 Exam
7 – Auto and Home Loans
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Exam on Monday
Chap. 7 Vocab by hand – Extra Credit – Due Tuesday
Chap. 7 Homework due Thursday
Chap. 7 Quiz Friday
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Mar. 4
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10 – Insurance: Covering Your Assets
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Chap. 10 Vocab by hand – Extra Credit – Due Monday
Chap. 10 Homework due Thursday
Chap. 10 Quiz Friday
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Mar. 11
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SPRING BREAK
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Mar. 19
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Unit 4 Exam
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Chapters 7 & 10 Review
Exam on Thursday
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Mar. 25
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11 – Investment Basics
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Chap. 11 Vocab by hand – Extra Credit – Due Monday
Chap. 11 Homework due Thursday
Chap. 11 Quiz Friday
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Apr. 1
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12 - Mutual Funds
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Chap. 12 Vocab by hand – Extra Credit – Due Monday
Chap. 12 Homework due Thursday
Chap. 12 Quiz Friday
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Apr. 8
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Unit 5 Exam
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Chapters 11 & 12 Review
Exam on Thursday
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Apr. 15
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13 – Stocks
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Chap. 13 Vocab by hand – Extra Credit – Due Monday
Chap. 13 Homework due Thursday
Chap. 13 Quiz Friday
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Apr. 22
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14 - Bonds
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Chap. 14 Vocab by hand – Extra Credit – Due Monday
Chap. 14 Homework due Thursday
Chap. 14 Quiz Friday
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Apr. 29
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15 – Real Estate Investments
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Chap. 15 Vocab by hand – Extra Credit – Due Monday
Chap. 15 Homework due Thursday
Chap. 15 Quiz Friday
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May 6
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Testing
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Testing
Learning Outcomes
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May 13
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Unit 6 Exam
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Chapters 13-15 Review
Final Exam on Thursday, May 16th
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Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor. It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL).
Students are expected to attend class 100% of the time and to be on time for class. The ability to communicate is an important business skill. Students who are absent from class miss the opportunity to practice this skill. This includes both listening and speaking.
Your instructor will take attendance daily. If a student arrives after attendance is recorded, it is the student’s responsibility to make sure that the instructor records their attendance. If a student misses more than half an hour of any class period, this will be counted as an absence for attendance bonus purposes. Missed daily in class assignments cannot be made up. Absences may adversely affect your financial aid.
Last day to withdraw from a course with a “W” is April 4th, 2019.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)________
o Communication
o Mathematics
o Life and Physical Science
o Language, Philosophy & Culture
o Creative Arts
o American History
o Government/Political Science
o Social and Behavioral Sciences
x Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
x Critical Thinking
o Communication
o Empirical and Quantitative
o Teamwork
o Personal Responsibility
o Social Responsibility
o Academic General Education Course (from ACGM but not in NCTC Core)
o Academic NCTC Core Curriculum Course
x WECM Course
Students are expected to follow all rules and regulations found in the student handbook and published online.
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
Consequences for academic dishonesty may include:
- A zero on the assignment
- Removal from class
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Gary-Furdge
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Office Location:
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1500 N. Corinth Street, Corinth, TX. 76208
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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1525 W. California Street, Gainesville, TX. 76240
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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