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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG 1304
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Section Number:
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310
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Semester/Year:
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SP/2019
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings and investment planning.
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Course Prerequisite(s): None
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Required or Recommended Course Materials:
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Required Text: Personal Finance – Building Your Future, 2nd Edition
Author: Robert B Walker & Kristy P. Walker
ISBN-13: 978-0-07-786172-8
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Darrell D Smith
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Campus/Office Location:
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Corinth Campus, Room 320
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Telephone Number:
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Please use email *Note – I will not respond to personal email. Please use your NCTC email and/or Canvas to communicate
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E-mail Address:
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ddsmith@nctc.edu
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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4 – 6 PM (Canvas Chat & Conference
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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Identify the concepts associated with the time value of money
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Identify the differences among various savings and investment programs and classes of securities
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Identify the options for insurance
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Describe retirement and estate planning techniques
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Explain owning versus renting real property
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Describe consumer protection legislation
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Point Values
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10
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Weekly Discussion
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150 points
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10
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Homework
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100 points
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10
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Quizzes
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150 points
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10
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Worksheet/Problems/Case Study
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100 points
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4
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Exams
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400 points
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1
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Book Review Project
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100 points
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Total points
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1000 points
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A
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90% - 100% (900 – 1000 points)
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D
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60% - 69% (600 – 699 points)
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B
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80% - 89% (800 – 899 points)
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F
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0 – 59% (0 – 599 points)
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C
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70% - 79% (700 – 799 points)
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COURSE SUBJECT OUTLINE (Major Assignments, Due Dates, and Grading Criteria)
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W
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Assignments
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Topic
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1
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Chapter 1 - Discussion Chapter 1 - Quiz/Exercise
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Chapter 1 - Case Study
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Money Matters: Values, Vision Mission & You
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2
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Chapter 2 - Discussion Chapter 2 - Quiz/Exercise
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Chapter 2 - Case Study
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Planning & Budgeting
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3
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Chapter 3 - Discussion Chapter 3 - Quiz/Exercise
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Chapter 3 - Case Study
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Financial Instruments & Institutions
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4
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Chapter 4 - Discussion Chapter 4 - Quiz/Exercise
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Chapter 4 - Case Study
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Time Value of Money
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5
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Chapter 5 - Discussion Chapter 5 - Quiz/Exercise
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Chapter 5 - Case Study Exam 1 (C1-4)
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Consumer Credit, Credit Cards & Student Loans
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6
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Chapter 6 - Discussion Chapter 6 - Quiz/Exercise
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Chapter 6 - Case Study
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Credit Bureau Reports & Identity Theft
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7
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Chapter 7 - Discussion Chapter 7 - Quiz/Exercise
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Chapter 7 - Case Study
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Auto & Home Loans
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Spring Break
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8
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Chapter 9 - Discussion Chapter 9 - Quiz/Exercise
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Chapter 9 - Case Study
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Tax Management
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9
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Chapter 10 - Discussion Chapter 10 - Quiz/Exercise
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Chapter 10 - Case Study Exam 2 (Ch 5-7 & 9)
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Insurance: Covering your Assets
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10
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Chapter 11 - Discussion Chapter 11 - Quiz/Exercise
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Chapter 11 - Case Study
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Investment Basics
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11
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Chapter 12 - Discussion Chapter 12 - Quiz/Exercise
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Chapter 12 - Case Study
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Mutual Funds
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12
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Chapter 13 & 14 - Discussion Chapter 13 & 14 - Quiz/Exercise
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Chapter 13 & 14 - Case Study
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Stocks & Bonds
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13
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Chapter 15 - Discussion Chapter 15 - Quiz/Exercise
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Chapter 15 - Case Study Exam 3 (Ch 10-15)
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Real Estate Investment
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14
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Chapter 16 - Discussion Chapter 16 - Quiz/Exercise
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Chapter 16 - Case Study
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Retirement Planning
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15
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Chapter 17 - Discussion Chapter 17 - Quiz/Exercise
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Chapter 17 - Case Study Business Plan Due
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Financial Planning for Life
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16
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Exam 4 - Final
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Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor. It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL)
Last day to withdraw from a course with a “W” is _April 4th, 2019______________.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)_
Communication
Mathematics
Life and Physical Science
Language, Philosophy & Culture
Creative Arts
American History
Government/Political Science
Social and Behavioral Sciences
Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
Critical Thinking
Communication
Empirical and Quantitative
Teamwork
Personal Responsibility
Social Responsibility
Academic General Education Course (from ACGM but not in NCTC Core)
Academic NCTC Core Curriculum Course
X WECM Course
Students are expected to follow all rules and regulations found in the student handbook and published online.
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct .
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Furdge
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Office Location:
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Corinth Campus
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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Gainesville Campus
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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