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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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Personal Finance
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Course Prefix & Number:
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BUSG1304
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Section Number:
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850
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Semester/Year:
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Spring 18
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings, and investment planning. 48 lecture hours
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Course Prerequisite(s): NA
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Required or Recommended Course Materials:
o- Academic General Education Course (from Academic Course Guide Manual but not in NCTC Core)
o - Academic NCTC Core Curriculum Course
x - WECM Course
PFIN6th Edition
Randall Billingsley | Lawrence J. Gitman | Michael D. Joehnk
· Copyright 2018
· Published
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Hollie Henry
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Campus/Office Location:
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NA
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Telephone Number:
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Cell: 214-938-5520
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E-mail Address:
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hhenry@nctc.edu
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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7:00 – 7:20 am
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2:00 – 3:00 pm
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2:00 – 3:00 pm
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2:00 – 3:00 pm
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By phone - See cell number above.
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STUDENT LEARNING OUTCOMES (From Academic Course Guide Manual/Workforce Education Course Manual/NCTC Catalog
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At the successful completion of this course the student will be able to:
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1
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Identify the concepts associated with the time value of money
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2
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Identify the differences among various savings and investment programs and classes of securities
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3
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Identify the options for insurance
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4
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Describe retirement and estate planning techniques
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5
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Explain owning versus renting real property;
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6
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Explain owning versus renting real property; and describe consumer protection legislation.
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Points Values
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13
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Homework Assignments
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130
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13
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In-Class Assignments
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130
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4
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Unit Exams (In-class; drop lowest)
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300
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1
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Final Exam
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100
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TOTAL POINTS AVAILABLE
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660
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GENERAL DESCRIPTION OF SUBJECT MATTER FOR EACH LECTURE/DISCUSSION
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Topic
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General Description of Subject Matter
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Foundations of Financial Planning
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Understanding the Financial Planning Process
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Using Financial Statements and Budgets
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Preparing Your Taxes
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Managing Basic Assets
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Managing Your Cash and Savings
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Making Automobile and Housing Decisions
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Managing Credit
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Using Credit
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Using Consumer Loans
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Managing Insurance Needs
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Insuring Your Life
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Insuring Your Health
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Protecting Your Property
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Managing Investments
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Investment Planning
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Investing in Stocks and Bonds
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Investing in Mutual Funds, ETFs, and Real Estate
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Retirement and Estate Planning
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Planning for Retirement
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Preserving Your Estate
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GRADING POLICY
Letter grades for this course will be assigned in accordance with NCTC standard grading policy.
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A
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90%-100%
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B
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80%-89%
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C
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70%-79%
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D
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60%-69%
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F
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Less than 60%
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ATTENDANCE POLICY
Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies as determined by the instructor. It is the student responsibility to provide documentation as to the emergency for approval and judgement by the faculty member. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL)
- Last day to withdraw from a course with a “W” is April 5, 2018.
- Students must attend at least 90% of the scheduled classes to receive credit.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)________
o Communication
o Mathematics
o Life and Physical Science
o Language, Philosophy & Culture
o Creative Arts
o American History
o Government/Political Science
o Social and Behavioral Sciences
x Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
x Critical Thinking
o Communication
o Empirical and Quantitative
o Teamwork
o Personal Responsibility
o Social Responsibility
COURSE TYPE
x Academic General Education Course (from ACGM but not in NCTC Core)
o Academic NCTC Core Curriculum Course
o WECM Course
STUDENT HANDBOOK
Students are expected to follow all rules and regulations found in the student handbook and published online.
ACADEMIC DISHONESTY
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
Consequences for academic dishonesty may include:
- A zero on the assignment
- Removal from class
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Gary-Furdge
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Office Location:
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1500 N. Corinth Street, Corinth, TX. 76208
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Telephone Number:
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940-498-6238
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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1525 W. California Street, Gainesville, TX. 76240
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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