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NORTH CENTRAL TEXAS COLLEGE
COURSE SYLLABUS
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Course Title:
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PERSONAL FINANCE
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Course Prefix & Number:
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BUSG1304
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Section Number:
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310
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Semester/Year:
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2018 SP
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Semester Credit Hours:
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3
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Lecture Hours:
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48
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Lab Hours:
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0
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Course Description (NCTC Catalog):
A study of the financial principles when managing financial affairs. Includes topics such as budgeting, retirement, property ownership, savings, and investment planning.
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Course Prerequisite(s): None
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Required or Recommended Course Materials:
PFIN6, 6th Edition
Author: Billingsley/Gitman/Joehnk
9781337117005 | 2/3/2017 © 2018 | 6th Edition
Students must purchase the access code that accompanies the textbook. Purchasing them together as a bundle will result in a cost savings. These should be purchased from either the bookstore or from Cengage only. To purchase directly from the publisher (Cengage), follow this link: http://www.cengagebrain.com/course/2666899
Students are required to purchase the MindLink access code.
WARNING: If you choose to use a different edition, you do so at your own risk. Using a different edition may affect your performance in this class.
Internet access requirements:
CHROME or MOZILLA FIREFOX internet browser; Internet Explorer does not work well with Canvas. Students should ensure they have reasonable and reliable computer and internet access.
Recommended material:
Calculator. A financial calculator is not mandatory; however, financial functions may be helpful.
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INSTRUCTOR INFORMATION
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Name of Instructor:
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Janell Tepera
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Campus/Office Location:
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N/A
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Telephone Number:
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E-mail Address:
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jtepera@nctc.edu Please email me through Canvas
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OFFICE HOURS
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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6:00-7:00 pm
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6:00-7:00 pm
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GRADING CRITERIA
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# of Graded Course Elements
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Graded Course Elements
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Percentage or Point Values
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14
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Discussion Boards (DB)
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25%
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14
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Quizzes
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25%
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5
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Homework Assignments
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25%
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5
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Exams
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25%
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Letter grade for Course is based on weighted averages, plus bonus points*, if any.
Bonus points are at the sole discretion of the instructor and are not guaranteed to be provided.
<60 pts F
60-69 pts D
70-79 pts C
80-89 pts B
>90 pts A
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TENTATIVE SCHEDULE
Refer to the attached Class Schedule worksheet. The schedule can also be located in the Course Information module. It is highly recommended that students print out the course schedule and keep it posted in a conspicuous location. Students are responsible for watching when assignments are due and ensuring work is submitted within the deadlines. The schedule is subject to change, if needed, and students will be notified if and when a schedule change occurs.
ATTENDANCE POLICY
Attendance is determined by student log-on activity. NOTE: Instructor will not drop students for non-attendance.
Regular and punctual attendance is expected of all students in all classes for which they have registered. All absences are considered to be unauthorized unless the student is absent due to illness or emergencies, as determined by the instructor. It is the student’s responsibility to provide documentation for approval and judgement by the faculty member as to the emergency. Approved college sponsored activities are the only absences for which a student should not be held liable and only when provided by a college official ahead of the absence. Valid reasons for absence, however, do not relieve the student of the responsibility for making up required work. Note: No make-up work is allowed in this course under any circumstances. Students will not be allowed to make up an examination missed due to absence unless they have reasons acceptable to the instructor. A student who is compelled to be absent when a test is given should petition the instructor, in advance if possible, for permission to postpone the exam. Student will be dropped from a class by the Registrar upon recommendation of the instructor who feels the student has been justifiably absent or tardy a sufficient number of times to preclude meeting the course’s objectives. (See caveat, above). Persistent, unjustified absences from classes or laboratories will be considered sufficient cause for College officials to drop a student from the rolls of the College. From Board Policy FC (LOCAL)
Last day to withdraw from a course with a “W” is April 4, 2018.
DISABILITY SERVICES (Office for Students with Disabilities)
The Office for Students with Disabilities (OSD) provides support services for students with disabilities, students enrolled in technical areas of study, and students who are classified as special populations (i.e. single parents).
Support services for students with disabilities might include appropriate and reasonable accommodations, or they may be in the form of personal counseling, academic counseling, career counseling, etc. Furthermore, OSD Counselors work with students to encourage self-advocacy and promote empowerment. The Counselors also provides resource information, disability-related information, and adaptive technology for students who qualify.
If you feel you have needs for services that the institution provides, please reach out to either Wayne Smith (940) 498-6207 or Yvonne Sandman (940) 668-4321. Alternative students may stop by Room 170 in Corinth or Room 110 in Gainesville.
CORE CURRICULUM FOUNDATIONAL COMPONENT AREA (For classes in the Core)________
o Communication
o Mathematics
o Life and Physical Science
o Language, Philosophy & Culture
o Creative Arts
o American History
o Government/Political Science
o Social and Behavioral Sciences
o Component Area Option
REQUIRED CORE OBJECTIVES (For classes in the Core)
o Critical Thinking
o Communication
o Empirical and Quantitative
o Teamwork
o Personal Responsibility
o Social Responsibility
COURSE TYPE
o Academic General Education Course (from ACGM but not in NCTC Core)
o Academic NCTC Core Curriculum Course
x WECM Course
STUDENT HANDBOOK
Students are expected to follow all rules and regulations found in the student handbook and published online.
ACADEMIC DISHONESTY
Scholastic dishonesty shall include, but is not limited to cheating, plagiarism, academic falsification, intellectual property dishonesty, academic dishonesty facilitation and collusion. Faculty members may document and bring charges against a student who is engaged in or is suspected to be engaged in academic dishonesty. See Student Handbook, “Student Rights & Responsibilities: Student Conduct ([FLB(LOCAL)]”.
Consequences for academic dishonesty may include:
- Written warning for first offense
- Withdrawal from course with “F” for repeat offense
LEARNING OUTCOMES
At the end of this course, students will be able to:
- Identify the concepts associated with the time value of money
- Identify the differences among various savings and investment programs and classes of securities
- Identify the options for insurance
- Describe retirement and estate planning techniques
- Explain owning versus renting real property
- Describe consumer protection legislation
QUESTIONS, CONCERNS, or COMPLAINTS
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Name of Chair/Coordinator:
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Dr. Cherly Furdge
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Office Location:
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Corinth Campus Suite 331 Office 339
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Telephone Number:
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940-498-6238 Cell 972-922-7978
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E-mail Address:
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cfurdge@nctc.edu
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Name of Instructional Dean:
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Debbie Huffman
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Office Location:
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Gainesville Career and Technical Center
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Telephone Number:
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940-668-3357
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E-mail Address:
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dhuffman@nctc.edu
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| BUSG1304 PERSONAL FINANCE COURSE SCHEDULE - SPRING 2018 |
| Week |
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Chapter |
Discussion Boards |
Quizzes |
Homework |
Exams |
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Start Date |
Module # |
Topic |
# |
Assign # |
Due Date |
Assign # |
Due Date |
Assign # |
Due Date |
Assign # |
Due Date |
| 1 |
1/16/18 |
N/A |
Week One Activities |
N/A |
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| 2 |
1/22/18 |
1 |
Financial Planning Process |
1 |
DB1 |
1/27/18 |
Q1 |
2/10/18 |
H1 |
2/10/18 |
E1 |
2/11/18 |
| 3 |
1/29/18 |
Financial Statements & Budgets |
2 |
DB2 |
2/3/18 |
Q2 |
2/10/18 |
| 4 |
2/5/18 |
Taxes |
3 |
DB3 |
2/10/18 |
Q3 |
2/10/18 |
| 6 |
2/12/18 |
2 |
Cash & Savings |
4 |
DB4 |
2/17/18 |
Q4 |
2/24/18 |
H2 |
2/24/18 |
E2 |
2/25/18 |
| 7 |
2/19/18 |
Auto & Home Decisions |
5 |
DB5 |
2/24/18 |
Q5 |
2/24/18 |
| 8 |
2/26/18 |
3 |
Credit |
6 |
DB6 |
3/3/18 |
Q6 |
3/10/18 |
H3 |
3/10/18 |
E3 |
3/11/18 |
| 9 |
3/5/18 |
Consumer Loans |
7 |
DB7 |
3/10/18 |
Q7 |
3/10/18 |
| 10 |
SPRING BREAK 3/12-3/17 |
| 11 |
3/19/18 |
4 |
Life Insurance |
8 |
DB8 |
3/24/18 |
Q8 |
4/7/18 |
H4 |
4/7/18 |
E4 |
4/8/18 |
| 12 |
3/26/18 |
Health Insurance |
9 |
DB9 |
3/31/18 |
Q9 |
4/7/18 |
| 13 |
4/2/18 |
Property Insurance |
10 |
DB10 |
4/7/18 |
Q10 |
4/7/18 |
| 14 |
4/9/18 |
5 |
Investment Planning |
11 |
DB11 |
4/14/18 |
Q11 |
5/5/18 |
H5 |
5/5/18 |
E5 |
5/6/18 |
| 15 |
4/16/18 |
Stocks & Bonds |
12 |
DB12 |
4/21/18 |
Q12 |
5/5/18 |
| 16 |
4/23/18 |
Mutual Funds, ETFs, & Real Estate |
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DB13 |
4/28/18 |
Q13 |
5/5/18 |
| 17 |
4/30/18 |
Planning for Retirement |
14 |
DB14 |
5/5/18 |
Q14 |
5/5/18 |
| 18 |
5/7/18 |
FINALS WEEK |
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4/5/18 |
last day to drop with "W" |
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| Schedule is subject to change if needed. Any changes to schedule will be highlighted and noted, and students will be notified that a schedule change has |
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